*{
    margin:0;
    padding:0;
    box-sizing:border-box;
}

body{
    font-family:Arial,sans-serif;
    background:#f5f5f5;
    color:#222;
    line-height:1.7;
}

header{
    background:#fff;
    padding:15px 20px;
    position:sticky;
    top:0;
    z-index:999;
    box-shadow:0 2px 10px rgba(0,0,0,0.08);
}

.nav-container{
    max-width:1200px;
    margin:auto;
    display:flex;
    justify-content:space-between;
    align-items:center;
}

.logo img{
    width:180px;
}

nav a{
    text-decoration:none;
    margin-left:20px;
    color:#222;
    font-weight:bold;
}

.policy-hero{
    background:linear-gradient(135deg,#0f7686,#4eaab8);
    color:#fff;
    padding:60px 20px;
    text-align:center;
}

.policy-hero h1{
    font-size:36px;
}

.policy-content{
    max-width:900px;
    margin:-30px auto 60px;
    padding:0 20px;
}

.policy-card{
    background:#fff;
    padding:40px;
    border-radius:12px;
    box-shadow:0 4px 20px rgba(0,0,0,0.1);
}

.policy-card > p{
    margin-bottom:25px;
    font-size:16px;
}

.policy-card h2{
    color:#0f7686;
    font-size:20px;
    margin:30px 0 15px;
}

.policy-card h2:first-of-type{
    margin-top:0;
}

.policy-card ul{
    margin:0 0 20px 20px;
}

.policy-card ul li{
    margin-bottom:8px;
}

.policy-card a{
    color:#0f7686;
}

footer{
    background:#111;
    color:#ccc;
    padding:50px 20px 30px;
}

.footer-container{
    max-width:1200px;
    margin:auto;
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(220px,1fr));
    gap:40px;
    text-align:left;
    margin-bottom:40px;
}

.footer-col h4{
    color:#fff;
    font-size:18px;
    margin-bottom:20px;
}

.footer-col ul{
    list-style:none;
}

.footer-col ul li{
    margin-bottom:10px;
}

.footer-col a{
    color:#ccc;
    text-decoration:none;
    transition:0.3s;
}

.footer-col a:hover{
    color:#4eaab8;
}

.footer-bottom{
    max-width:1200px;
    margin:auto;
    padding-top:25px;
    border-top:1px solid #333;
    text-align:center;
}

.footer-bottom p{
    margin-bottom:8px;
    font-size:14px;
}

@media(max-width:768px){
    .policy-hero h1{
        font-size:28px;
    }
    .policy-card{
        padding:25px;
    }
    nav{
        display:none;
    }
}